Bank: The Royal Bank of Scotland
Place of work: Perth branch
Died: 16 April 1918
Frederick Montague Watson Duncan, known as Fred, was born in Milwaukee in the United States of America in about 1897, the son of Thomas and Margaret Watson Duncan. In his early childhood Duncan, his elder brother and sister and their mother came to Scotland, where Duncan grew up on his grandparents' farm in Tibbermore, Perthshire. In February 1913, when Duncan was 16 years old, he went to work for The Royal Bank of Scotland as an apprentice at its Perth branch.
During the First World War Duncan joined the army, initially as a Private in the Army Service Corps, and later as a Rifleman in the London Regiment. He died of wounds on 16 April 1918. He was 21 years old.